Scholarships & Financial Aid

Financial aid available for those who qualify

University of Miami$ 16.700.00
Barry University$ 14.080.00
Nova Southeastern University
$ 12.375.00
Florida International University$ 9.200.00
Miami Dade$ 7.100.00
Atlantis University$ 4.928.00

Applying for Federal Financial Aid

While it may seem daunting, applying for federal financial aid is just a series of relatively simple tasks. Use this step-by-step approach to complete your application:


Request a personal identification number (PIN) from the U.S. Department of Education.

Your PIN will be emailed to you within 24 hours.

Have your previous year income

Complete the Free Application for Federal Student Aid (FAFSA), as required by the U.S. Department of Education.

What Do I Need to Complete the FAFSA?

1. Have your tax return and bank statements available.
2. Atlantis University School Code: 042339
3. For help, call 305.377.8817

Student Aid Report

After your FAFSA is processed you will receive your Student Aid Report (SAR), which summarizes the information you reported on the FAFSA. Atlantis will also get a copy of your SAR if you entered the school code (042339) on the FAFSA. Review your SAR for accuracy; it will include instructions on how to make corrections.

Federal Verification

The U.S. Department of Education randomly selects more than 30% of all federal aid applications to review for accuracy. If you are selected, Atlantis will walk you through the steps of Federal Verification.

Student Aid Report Example

Complete a Master Promissory Note (MPN)

A Master Promissory Note (MPN) is the contract between you and your lender that states the terms and conditions under which you promise to repay the loan. Important: Keep this document until the loan has been repaid.

Complete a Direct Loan Program Master Promissory Note and click on “Sign Master Promissory Note.” You will need your Department of Education PIN.

Loan Entrance Counseling

The U.S. Department of Education requires you to complete loan entrance counseling, which provides information about interest rates, repayment, and more. If you are borrowing Stafford and Graduate PLUS loans, online loan entrance counseling is available for both loans.

Report any other tuition assistance

To receive federal financial aid, you must report any other source of tuition assistance, like financial assistance from your employer, external scholarships, or VA benefits. This information must be disclosed so that your financial aid award is accurate

Certification Statement, Application Submission, and Direct Deposit

Your Certification Statement will help you understand your financial aid rights and responsibilities. This statement also authorizes your financial aid funds to be applied toward any outstanding balance at Atlantis University with any remaining aid to be refunded directly to you.

Review and Submit Your Application

Review your application carefully to make sure that all of the information is accurate and that you’ve completed all necessary steps before you submit the FAFSA. You cannot make changes after it is submitted.

Review Your Financial Aid Award.

Follow the instructions for accepting your award. Only accept what you need. Refer back to your monthly budget and see if you have enough to make payments towards your tuition. As you are reviewing your award, keep in mind that these are loans that need to be paid back. Before accepting all that is offered, we recommend you use a loan repayment calculator to determine what your monthly payments will be when you complete your program. You will need to add your current borrowed amount to the additional amount you wish to borrow this year.

Get Clear Answers to Your Financial Aid Questions

Atlantis University financial aid counselors receive in-depth and ongoing training in financial aid planning and procedures. They are available to answer all of your questions and be sure that you have a true understanding of the costs to complete your program, your available funding sources, and what you need to do to make it all come together.


The main criterion for receiving grants is substantial financial need. Grants do not have to be repaid unless a student becomes ineligible. Students must maintain satisfactory academic progress as defined in the Atlantis University Satisfactory Academic Progress Policy
Federal Pell Grant – is a federal grant awarded to students on the basis of financial need and does not have to be repaid. These grants are considered the foundation of federal financial aid, to which aid from other federal and non-federal sources might be added. Pell Grants are only awarded to undergraduate students who have not yet earned a bachelor’s or a professional degree. In order to apply for a Pell Grant, students must complete a Free Application for Federal Student Aid (FAFSA). The U.S. Department of Education uses a standard formula to evaluate the financial information provided on this application to determine a student’s eligibility for a Pell Grant. Award amounts vary based on a student’s financial need, an institution’s cost of attendance and enrollment status.


Atlantis University participates in the federal student loan program which allows students and their parents to borrow money to help meet their educational costs. Educational loans MUST BE PAID BACK with interest. These loans have low interest rates and offer flexible repayment terms, benefits, and options.
The William D. Ford Federal Direct Loan Program – Atlantis University was selected by the United States Department of Education to participate in the Federal Direct Student Loan Program as one of its initial 104 institutions. Direct Loans are low-interest loans and the lender/servicer is the U.S. Department of Education (the Department).

Subsidized Direct Loan - are loans for undergraduate students with financial need. Repayment begins 6 months after a student graduates or is no longer enrolled at least half time. The interest rate on Federal Direct Subsidized loans borrowed by undergraduate students between July 1, 2013 and June 30, 2014 is 3.86%. If a student qualifies, the maximum amount of a Subsidized Stafford Loan is $3,500 for first-year students, $4,500 for second-year students and $5,500 for third-year and fourth-year students.

Federal Work Study (FWS) – The Federal Work Study program gives part-time employment to undergraduate students who need income to help meet the costs of postsecondary education. When available, Atlantis University provides part-time jobs for financially needy students through the FWS program. Generally, students work 15-20 hours per week. Part of this program is community service.
Unsubsidized Direct Loans - are loans for both undergraduate and graduate students that are not based on financial need. Interest is charged during in-school, deferment, and grace periods. The interest rate on Federal Direct Unsubsidized loans borrowed by undergraduate students between July 1, 2013 and June 30, 2014 is 3.86% and the interest rate for graduate/professional students is 5.41%. You are charged interest on this loan from the time the loan is disbursed until it is paid in full. If the interest is allowed to accumulate, the interest will be added to the principal amount of the loan and increase the amount to be repaid. If a student qualifies, the maximum amount of an Unsubsidized Stafford Loan is $6,000 for first and second year students, $7,000 for third and fourth year students, $20,500 for graduate students. Award amounts are dependent upon a student’s dependency status on the Free Application for Federal Student Aid.

Federal Direct PLUS Loan – are low interest loans available to parents of dependent undergraduate students and graduate and professional students. It is an affordable, low-interest loan designed to help students and parents pay for a college education. The Direct Plus Loan is an unsubsidized loan, meaning that interest accrues while the student is enrolled at least half-time and during deferment periods. A mandatory credit check is completed as eligibility for this loan depends upon the borrower’s credit worthiness. Repayment of principal and interest begins 60 days after the loan is disbursed. The interest rate on Federal Direct PLUS loans borrowed between 2013 and June 30, 2014 is 7.9%.

Atlantis University Scholarships for New Students

Scholarships are a form of educational funding and are considered gifts; therefore, they do not need to be paid back. Scholarship eligibility may be based on degree program, field of study, or a combination of factors. Scholarships can be used to pay for education expenses including such school charges as tuition, room and board, fees, books, supplies, equipment, dependent child care expenses, transportation, and rental or purchase of a personal computer.

Atlantis University offers scholarships to new students who enroll by the deadline, complete a specified number of courses, and maintain good academic standing. Late applications will not be accepted. New and recurring students may apply for only one of the scholarships listed below.
Atlantis University Academic Scholarship and Criteria: Funded by Atlantis University and provided for student applicants who have achieved academic excellence. Students must maintain a 3.80 GPA.

Atlantis University Financial Scholarship and Criteria: Funded by Atlantis University and provided for student applicants who have an unmet need and do not receive other scholarships that cover some or all the cost of tuition. The Criteria includes an Acceptance by the AU Board of Directors.

Atlantis University Graduate Scholarship and Criteria: Funded by Atlantis University and provided for student applicants who have graduated from one of our programs and are continuing their studies with Atlantis University. Students must have earned a Degree program at AU with a minimum GPA of 3.50.
Hispanic Graduate Scholarship and Criteria: Funded by Atlantis University and provided for student applicants who have successfully graduated from a recognized higher education institution in Latin America or from a Hispanic background and are continuing their studies with Atlantis University. The Criteria includes an Acceptance by the AU Board of Directors.

Asian Graduate Scholarship: Funded by Atlantis University and provided for student applicants who are from Asian descent and have been admitted to one of Atlantis University’s graduate programs.
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